Financial Coach Trained by Ramsey Solutions
Learn a better way of living by taking control of your money
"78% of workers live paycheck to paycheck" (Forbes, January 11, 2019)
A Financial Coach offers you help with:
Planning & Creating a Budget
The most important tool in getting your financial house in order is a budget. This is the roadmap that will bring order to your finances and peace to your life. Not everyone loves budgets like I do, but I'll show you how to keep it simple yet effective.
Student Loans
Are you overwhelmed by student loan payments? We’ll work through options that best fit your budget. For those looking ahead to college, we’ll discuss ways to get an education without debt.
Debt Collectors
If debt collectors are calling you be aware: you have rights! Learn how to best manage collector calls and also about the Fair Debt Collection Practices Act and your rights within it.
Foreclosure
Losing a home can be emotionally crushing. Foreclosure is a legal process that should not be taken lightly. Learn the implications of this life-changing event before proceeding.
Bankruptcy
This should be a last resort for financial problems-yet it is sometimes necessary. Learn which debts are bankrupt-able and which are not.
Insurance Options
Not always a fun subject-but proper medical, life, auto and home insurance is critical to a prosperous life. Know that you have the correct coverage for your family and are only paying for what you need.
Retirement Planning
It's never too early or too late to plan for retirement. As a Financial Coach, I will help prepare you for investing with a professional Financial Advisor.
"It's not an age, it's a Financial Number." (Chris Hogan)
Estate Planning
Creating a plan allows you to provide for your loved ones after your death. I will provide high-level guidance on wills and trusts.
"A good man leaves an inheritance to his children's children, but the sinner's wealth is laid up for the righteous." (Proverbs 13:22)
Learn More About Me
My wife and I have went through Ramsey Solutions' Financial Peace University in the middle of a recession in 2008. What we learned there allowed us to retire in our mid-fifties. In 2019, I completed Ramsey Solutions' Financial Coach Master Training. I am aware that many Americans are living paycheck-paycheck: I was one of them. I believe in building a solid financial foundation to ensure a solid financial future.
I can help restore your hope and show you financial options to create peace in your life. Please contact me if you're ready to make a change. We're located in the St. Joseph/Benton Harbor Michigan area. There is a better way.
Sessions can be held on-line via video or phone. The first session fee is waived for clients suffering job loss during the COVID-19 crisis.
Schedule a Session
“If you want something you've never had, you must be willing to do something you've never done.”